Posts from — September 2009

COME JOIN ME AT BETTER NETWORKER

We often discuss ways to invest money for various goals like college funding, big-ticket purchases, and retirement. But before investors can tackle where to put the money, they need to tackle where to find the money.

Proper budgeting and cost-cutting can help you free up funds for investment, emergency accounts, or debt-paydown. And today, we’ve revived our 101 ideas to help you stretch your dollars to the max. If you follow through on them, you’ll make significant progress in cutting costs in your day-to-day life.

1.Watch out for shipping costs when buying via the Internet. Use the Internet to comparison shop, then pick up the item locally.

2.If you see something in a catalog that you want to buy, wait a week before ordering to see if you still really want it.

3.Use the public library to check out movies or books for free.

4.Consider dropping your land line phone at home. Your cell phone may be all you need, and some come with free long distance services.

5.When traveling, look online before you leave for ideas and/or coupons. Once on site, ask the locals for low-cost favorite spots.

6.Try a vacation at home (stay-cation). See and do the things you’ve always meant to do and save on hotel costs.

7.Compare rates for cable and satellite. Go with the less expensive option. Only sign up for the channels you know you’ll watch.

8.Send free e-cards and save on postage.

9.Consider buying a certified preowned car instead of a new one.

10.Cut back trips to Starbucks or other premium coffee shops.

11.Stop buying clothes that are “dry clean only.” Learn to iron.

12.Don’t renew subscriptions to publications you don’t have time to read.

13.Don’t watch so much TV. You won’t see all the ads and be as tempted to buy. Take a walk instead or play with your kids.

14.Make IRA contributions early in the year to take advantage of additional months of tax deferral.

15.Lock in a fixed mortgage rate so your interest rate can’t increase to a point you can no longer make your house payments.

16.Only use ATMs where you won’t be charged service fees.

17.Give your time/services instead of “things” for gifts.

18.Give up expensive health club memberships. Learn to exercise outdoors, at home, or through the park district. Or join the YMCA.

19.Even though oil costs have abated, choosing a small hybrid car over a similarly priced mid-sized non-hybrid will save you unnecessary pain at the pump. Plus, gas prices will likely tick up again over time. Check out Hybrid Car Guide for more.

20.Wait a little longer between manicures (try doing one yourself!), massages, or highlights (try a local training school).

21.Let your hair go gray. I don’t know if hair dyes are linked to cancer or not, but as the baby boomers age, gray is “in.”

22.Play golf less often, look for tee times when rates are reduced, or play at lower-cost public courses.

23.Pay off your credit cards monthly and avoid paying interest.

24.If you must charge, switch to a no-fee or low-fee credit card. Go to Bankrate.com to compare rates.

25.If you own a house, shift your higher-rate credit card debt to a lower-rate line of credit. Deduct the interest on your tax return.

26. If you own a house, use a home-equity loan to pay off auto loans. The interest is tax-deductible.

27.Pay your mortgage payment biweekly instead of monthly–you’ll save on interest costs and pay off your mortgage sooner.

28.Pay extra premium payments when paying your mortgage. As above, you’ll save interest payments and be able to pay off your mortgage sooner.

29.If your house down payment was less than 20%, cancel your private mortgage insurance once your mortgage balance is 80% or less of your home’s value.

30.Pay cash when possible–psychologically it’s harder to spend cash than using credit cards, and you’ll save on interest charges.

31.Check your credit history. Go to FreeCreditReport.com and make sure everything is accurate. Good credit may mean lower interest charges.

32.If you have a tendency to bounce checks, deduct a “cushion” from your balance. Then if you accidentally let your balance go below zero, you’ll hit that cushion instead of paying fees for insufficient funds.

33.Set up one checking account for regular recurring expenses and another for bigger-ticket items. (Only buy if you’ve saved enough.)

34.Participate in company retirement plans to save on taxes. Your taxable income will go down and you’ll defer taxes to the future.

35.Take advantage of your employer match in your 401(k) or other retirement plan.

36.Don’t take a loan from your 401(k) plan–you’ll save on double taxation of that repaid interest.

37.Take advantage of company-sponsored reimbursement plans. If your company sponsors free retirement advice, take advantage of it.

38.Talk to financial planners at no cost. Look for newspaper money shows or local events where this service may be offered.

39.Take advantage of free health screenings at work (if offered).

40.Switch to an HMO from a PPO for health insurance.

41.If self-employed, consider switching health insurance plans to high-deductible plans to take advantage of HSAs.

42.Take advantage of medical prescription drug cards.

43.Get multiple quotes on insurance. It pays to shop around.

44.Raise the deductible on your homeowner’s and car insurance policies.

45.Increase the waiting period to six months or longer on your long-term care insurance.

46.Review life insurance premiums. Can the dividends pay the premium instead of purchasing more coverage?

47.Buy term instead of whole life or universal life insurance.

48.Check with state or federal government to see if you have money owed to you. To find out more about claims in your state, go to the National Association of Unclaimed Property Administrators’ Web site.

49.If considering moving or retirement, look into places where the cost of living and/or state tax rates are cheaper.

50.Keep track of your cost basis on investments to save money on taxes when you sell an investment.

51.If you have a loss on your Roth IRA (the current balance is less than what you contributed), consider taking out the balance and claiming a deduction for the loss on Schedule A of your tax return.

52.Avoid paying penalties on retirement distributions by waiting until you’re over age 59 1/2 to make withdrawals. Start required minimum distributions from traditional IRAs when you’re age 70 1/2.

53.Do a 1035 annuity exchange to a company with lower expenses.

54.Put investments that generate ordinary income in tax-deferred accounts.

55.Use tax-exempt bonds in taxable accounts.

56.Put investments that generate capital gains or dividends (both generally taxed at lower rates than ordinary income) in taxable accounts.

57.If you’ve inherited an IRA, understand how to stretch out the tax deferral by taking the correct minimum required distribution.

58.Pay attention to the expense ratios on mutual funds you buy.

59.Consider using exchange-traded funds (ETFs).

60.Pay attention to mutual fund brokerage fees.

61.Use prior-year capital-loss carryforwards to net out realized capital gains. You’ll pay less tax.

62.If you have stock options, consider holding the shares after exercise for at least one year. You’ll pay capital gains tax on the appreciation when you sell.

63.Don’t get divorced.

64.Quit smoking.

65.Save all your change and use it to buy gifts next year.

66.Go to matinee movies instead of movies at night.

67.Cook in bulk and freeze.

68.Turn down your home thermostat a couple degrees in the winter.

69.Only do full loads of laundry and fill the dishwasher before running it.

70.Plan parties where everyone brings something.

71.Bring your lunch to work or scout out the inexpensive places to buy lunch. Look for inexpensive items on the menu, like soup.

72. Have cocktails at home and then go out; have dessert at home.

73.Order vegetarian when you’re out.

74.Look up phone numbers in the phone book instead of paying for directory assistance.

75.Sell stuff you don’t need or use anymore on eBay.

76.Get a roommate and share expenses.

77.Investigate phone service via the Internet.

78.Use regular gas instead of premium.

79.Cut back on eating out.

80.Be a smart grocery shopper–cut coupons, shop at discount stores, and stock up on sale items. Check out Costco or Sam’s Club.

81.Buy energy-efficient appliances. They’re cheaper in the long run.

82.Get rid of “add on” services with phone, TV, etc.

83.Shop resale shops or estate sales.

84.Shop the clearance racks.

85.Make your own greeting cards on a computer.

86.Fill prescriptions with the generic form of the drug.

87.Plan your purchases–avoid impulse buying.

88.Use public transportation.

89.Keep up maintenance on cars. It may prevent costly future problems.

90.Get annual physicals to prevent costly future problems.

91.Track your spending. If you write it all down, you’ll probably spend less. And you’ll know exactly where your money goes.

92.Use your senior discount (if eligible). Go to AARP.org for information about member discounts and services.

93.Skip paying cab fare now and then. Walk or take the bus.

94.Wash your car at home and skip the car wash.

95.Pay bills online. Save postage.

96.Don’t buy mutual funds just before capital gains distributions.

97.Use a budget–especially for items like gifts.

98.Trade in your car with high insurance premiums for a car with lower insurance premiums. Go to Bankrate.com for more ideas.

99.Buy an I-PASS and save on highway tolls (in Illinois).

100.Sign up for a Upromise credit card. A percentage of your purchases will go into a college savings fund for your children.

101.Do your own home improvements. Home Depot and Lowe’s employees can walk you through what you need to know.

PLEASE CLICK HERE to see CarbonCopyPRO (CCPRO) and Wealth Master International (WMI) in EMPOWER MAGAZINE.

Struggling Entrepreneur Goes From ZERO To $2 Million Dollar Business In Just 6 Months.

PLEASE CLICK HERE TO VISIT TRAFFIC FORMULA2 WEBSITE.

Here’s some tips on…

How To Pick The RIGHT Business Opportunity

1. Find a great mentor. He/she should be a visionary; self-confident, driven, well-read, successful, ambitious, and passionate about what he/she does. He/she must also have a financial interest in your success.

2. Find a marketing system that works. Tragically, far too many network marketing systems today are completely broken. If it is an effective system, and if you work it properly, you should be able to start seeing significant money coming back into your pockets within weeks, not several months.

3. With the right opportunity, you should be in an income-earning position from day one, and should not have to be passing up any sales as part of a qualification process.

4. If the company’s primary business-building “methods” are the recruiting of friends and family members, or the purchasing of expensive “opportunity” leads, be aware. This is a big red flag. You will almost certainly find yourself running out of relatives and/or funds for leads long before you see any real growth in your business.

5. Instead of Multi-Level-Marketing, choose a direct sales company. By and large, in MLM the attrition rate is far too high and the commissions much too small. Which will only leave you with the frustrated feeling of “trying to fill a leaking bucket.”

6. Make sure that what is being marketed are “stand-alone” products, that is, that they would sell themselves were they sitting on a shelf in a store, and aren’t just there to make the compensation plan “legitimate”.

If you yourself wouldn’t be willing to pay twice the price for the products of what you are selling them for, they are not the right products.

7. Find something you love to do. Your business should not simply be “a means to an end” — something you have to suffer through in order to reach your financial goals. The right business should make you jump out of bed in the morning, ready and excited to get to work!

8. Make sure the company and its leaders have a vision which goes beyond the mere material/financial. They should promote and model a “pay-it-forward” mentality. With wealth comes the responsibility of good stewardship, and only a person who knows how to share of himself and give back, knows the meaning of true riches.

What’s the Next Step? PLEASE CLICK HERE

Mike Dillard has made quite a “splash” recently in the network marketing world. Many a network marketer has had an inbox filled with videos of Mike touting his expertise in “attraction” marketing.He has intrigued many of us with his cutting edge style of Magnetic Sponsoring. Mike Dillard is quite glib and articulate and certainly seems to know his “stuff.”With all that expertise, many of us have wondered if Mike is active with a network marketing business himself. The truth is that Mike Dillard has been highly successful with a network marketing company by the name of “Carbon Copy Pro.”

In fact, Mike Dillard is the “right hand” man of Jay Kubassek, who is the company’s leader.

“Carbon Copy Pro”, according to Jay Kubassek, will create 100 millionaires by the year 2012!

Jay and Mike appear together on the company’s required informational dvd entitled,” Inside Out.”The main product line of Carbon Copy Pro revolves around financial information products. Asset protection and debt consolidation are some of the topics covered by the information products.

Mike Dillard and Jay Kubassek claim that Carbon Copy Pro solves many of the problems inherent with many network marketing opportunities. For example, many people in mlm have trouble asking for the sale and closing the deal. For a fee of about 100.00 a month, associates with Carbon Copy Pro can have the company’s representatives close the sales for them. Closing the sales is a key feature, as entry fees for Carbon Copy Pro range from 1995.00 to 19,995.00. Another challenge that many network marketers face, is making enough money- FAST. Carbon Copy Pro solves this cash flow problem by having very large pay outs up front. Sponsors are also motivated to help recruits succeed, as they receive some residual income on the sales of those that they bring in to the business.

In conclusion, if you were wondering what Mike Dillard is “up to” these days, besides his Magnetic Sponsoring training, now you know. He is successfully practicing what he preaches. And those of us who have listened to Mike Dillard know that he is an excellent “preacher”

by Graham Bowley

Tuesday, September 8, 2009

Warren E. Buffett has two cardinal rules of investing.

Rule No. 1: Never lose money.

Rule No. 2: Never forget Rule No. 1.

Well, a lot of old rules got trashed when the financial crisis struck — even for the Oracle of Omaha.

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At 79, Mr. Buffett is coming off the worst year of his long, storied career. On paper, he personally lost an estimated $25 billion in the financial panic of 2008, enough to cost him his title as the world’s richest man. (His friend and sometime bridge partner, Bill Gates, now holds that honor, according to Forbes.) And yet few people on or off Wall Street have capitalized on this crisis as deftly as Mr. Buffett. After counseling Washington to rescue the nation’s financial industry and publicly urging Americans to buy stocks as the markets reeled, in he swooped. Mr. Buffett positioned himself to profit from the market mayhem — as well as all those taxpayer-financed bailouts — and thus secure his legacy as one of the greatest investors of all time.

When so many others were running scared last autumn, Mr. Buffett invested billions in Goldman Sachs — and got a far better deal than Washington. He then staked billions more on General Electric. While taxpayers never bailed out Mr. Buffett, they did bail out some of his stock picks. Goldman, American Express, Bank of America, Wells Fargo, U.S. Bancorp — all of them got public bailouts that ultimately benefited private shareholders like Mr. Buffett. If Mr. Buffett picked well — and, so far, it looks as if he did — his payoff could be enormous. But now, only a year after the crisis struck, he seems to be worrying that the broader stock market might falter again. After boldly buying when so many were selling assets, his conglomerate, Berkshire Hathaway, is pulling back, buying fewer stocks while investing in corporate and government debt. And Mr. Buffett is warning that the economy, though on the mend, remains deeply troubled. “We are not out of problems yet,” Mr. Buffett said last week in an interview, in which he reflected on the lessons of the last 12 months. “We have got to get the sputtering economy back so it is functioning as it should be.” Still, Mr. Buffett hardly sounded shellshocked in the wake of what he once called the financial equivalent of Pearl Harbor. (An estimated net worth of $37 billion would be a balm to anyone’s psyche.) “It has been an incredibly interesting period in the last year and a half. Just the drama,” Mr. Buffett said. “Watching the movie has been fun, and occasionally participating has been fun too, though not in what it has done to people’s lives.”

Investors big and small hang on Mr. Buffett’s pronouncements, and with good reason: if you had invested $1,000 in the stock of Berkshire in 1965, you would have amassed millions of dollars by 2007.
Despite that formidable record, the financial crisis dealt him a stinging blow. While he has not changed his value-oriented approach to investing — he says he likes to buy quality merchandise, whether socks or stocks, at bargain prices — Buffettologists wonder what will define the final chapters of his celebrated career. In doubt, too, is the future of a post-Buffett Berkshire. The sprawling company, whose primary business is insurance, lost about a fifth of its market value during the last year, roughly as much as the broader stock market. While Berkshire remains a corporate bastion, it lost $1.53 billion during the first quarter, then its top-flight credit rating. It returned to profit during the second quarter. Time is short. While he has no immediate plans to retire, Mr. Buffett is believed to be grooming several possible successors, notably David L. Sokol, chairman of MidAmerican Energy Holdings at Berkshire and also chairman of NetJets, the private jet company owned by Berkshire. After searching in vain for good investments during the bull market years, Mr. Buffett used last year’s rout to make investments that could sow the seeds of future profits. Justin Fuller, author of the blog Buffettologist and a partner at Midway Capital Research and Management, said the events of the last year, while painful for many, provided Mr. Buffett with the opportunity he had been waiting for. “He put a ton of capital to work,” Mr. Fuller said. “The crisis gave him the ability to put one last and lasting impression on Berkshire Hathaway.” For the moment, however, Mr. Buffett seems to be retrenching a bit. Like so many people, he was blindsided by the blowup in the housing market and the recession that followed, which hammered his holdings of financial and consumer-related companies. He readily concedes he made his share of mistakes. Among his blunders: investing in an energy company around the time oil prices peaked, and in two Irish banks even as that country’s financial system trembled. Mr. Buffett declined to predict the short-run course of the stock market. But corporate data from Berkshire shows his company was selling more stocks than it was buying by the end of the second quarter, according to Bloomberg News. Its spending on stocks fell to the lowest level in more than five years, although the company is still deftly picking up shares in some companies and buying corporate and government debt.

Among the stocks Mr. Buffett has been selling lately is Moody’s, the granddaddy of the much-maligned credit ratings industry. Berkshire, Moody’s largest shareholder, said last week that it had reduced its stake by 2 percent.Th e shift in Berkshire’s investments suggests Mr. Buffett is starting to worry, said Alice Schroeder, the author of “The Snowball,” a biography of Mr. Buffett. But Ms. Schroeder said Mr. Buffett was also growing anxious about how he would be remembered. He wants to remain relevant in the twilight of his career, she said, and is taking a more prominent role on the public stage. That shift means ordinary investors are getting a chance to hear more of his sage advice, but it also carries some risk. “Before, he always made sure to dole out the wisdom with an eyedropper,” Ms. Schroeder said. In the past, Mr. Buffett “said it was a mistake to believe that if you are an expert in one area that people will listen to you in others,” she said.

Whatever his recent missteps, many people, from President Obama down, listen to what Mr. Buffett has to say. He is important in his own right as a billionaire businessman but also because millions of ordinary investors follow his homespun aphorisms, copy his investing strategies and await his pronouncements on the markets. Mr. Buffett refused to be drawn out on where stocks are headed, but he warned about the dangers of investing with borrowed money, or leverage, which proved disastrous when the crisis hit.
As for regrets, he has a few. His timing was bad, he concedes. He should have sold stocks sooner, before the markets tumbled. Then he served up a Buffettism that any investor might heed: Asked if anything was keeping him awake at night, he said there was not. “If it’s going to keep me awake at night,” Mr. Buffett said, “I am not going to go there.

Posted by Sarip Ahmad at 4:19 AM

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FOLLOW THE 5 LAWS OF SUCCESS

1. MASSIVE ACTION = MASSIVE RESULTS

2. PROFESSIONALS SORT AND AMATEURS SELL

3. CREATE SUCCESS IN OTHERS AND IT WILL COME BACK TO YOU TEN FOLD

4. LOVE YOUR BUSINESS AND YOUR BUSINESS WILL LOVE YOU

5. SURROUND YOURSELF WITH THE KIND OF PEOPLE YOU WANT TO BECOME

“LEARN THE PRODUCT & BECOME A PRODUCT OF THE PRODUCT”

(You cannot have success unless you know your products…it’s just that simple.)

. BE ON ALL OF THE TRAINING AND ALLIANCE CALLS

(The knowledge you will gain from these calls will make you a true professional. In addition, you can never be a true leader unless you set the example for your new Consultants.)

. ALWAYS OPERATE IN LEAD PROSPERITY

(Unless you have an abundance of leads, your business will never prosper…end of story.)

. BRING 8-10 PEOPLE THROUGH THE CCPRO & WMI SUCCESS SYSTEM PER DAY(This is where massive action comes into play. You will probably have to speak with 50 or more people per day to make this happen. There are NO shortcuts when it comes to this!)

. READ & RE-READ “THINK AND GROW RICH” & “RICH DAD, POOR DAD”(These classics read like they were written by WMI for WMI! Definitely required reading.)

. ESTABLISH YOUR GOALS…SHORT TERM AND LONG TERMIf you don’t know where you are going, how will you know when you get there?

“Whatever the mind can conceive and believe, it can achieve” Napoleon Hill

CarbonCopyPRO is the world’s most powerful marketing system for one reason—Leverage. The ability to efficiently and effectively utilize resources and time is a critical to the success of any online entrepreneur. Here are the top 5 ways that CarbonCopyPRO can give you an incredible amount of leverage in both your Wealth Masters International business, and your personal life.

1. The System—The majority of Internet marketing opportunities require you to create your own website if you want to do business online. And unlike CarbonCopyPRO, most of those systems don’t have a team of online marketing gurus constantly split-testing and improving the framework from behind the scenes 24/7/365. Unless you’re using CarbonCopyPRO, you will need to walk your new team members through the process of building their own website while you find the time to build your own.

2. The Training—CarbonCopyPRO was built for—and by—the best marketers in the business. People that are out there in the marketplace, just like you, building their business using the exact same techniques that they developed and that we teach. Regardless of your prior marketing or computer experience, the training that CarbonCopyPRO provides will bring you up to speed quickly with an expert level of quality. Every member benefits from our years of collective experience, which dramatically reduces your learning curves and any stumbling blocks you may encounter in the process.

3. The Results—Leveraging the success of other self-made millionaires is one of the quickest ways to become a self-made millionaire yourself. With CarbonCopyPRO behind you, your prospects can be rest assured that they would be working with an entire team of people with a solid, impressive, track record of success.

4. The Resources—The leaders at CarbonCopyPRO are consistently researching and strategizing to bring you the best available resources in the industry. From our in house call-center that closes your sales, pre-written auto-responder (follow-up marketing system), daily webinars/conference calls, and live Master Marketing Events to The Urban Cowgirl and Platinum7, you will have exclusive access to resources that are unparallel in the industry.

5. The Lifestyle—Working with CarbonCopyPRO will have a huge impact on your personal lifestyle – IF you learn to leverage everything we have to offer. There is an old edict that states: If you are willing to work 99% harder than everyone else for 3-4 years, you will have the lifestyle that those 99% of people have only been able to dream about. Ultimately, when leveraged properly, you get to work less, so that you have time to enjoy the profits you’re bringing in, while continuing to build your own financial legacy with Wealth Masters International. It’s the perfect scenario, and it’s waiting to be your reality.

How To Generate Endless Leads And Instant Cash For Any MLM

. How to set up your automated traffic and lead generation “Nerve Center” that spits out red-hot qualified leads for you 24/7

. The non-geeks guide to getting to the top of the search engines for a steady never-ending flow of traffic you can use to promote any product, service or  opportunity

. How to quickly, easily and in-expensively create short videos and get your message out to thousands, even millions of viewers on 12+ high-traffic websites.

. How to leverage Facebook, Twitter and other social media websites (the right way) to reach more of your market and position yourself as an expert.

. How to hit the ground running with our favorite paid traffic sources and get HUGE dividends for every dollar you invest.

. How to use “pipeline marketing” to explode your profits and make more money with each visitor to your website(s).

. And much, much more…

“You do not have to be an online expert, or anything close to it, in order to put these techniques to work for you and your business, but you DO need this knowledge which is the piece that you’re missing right now.

The second thing you’re going to have by the end of the course, is a real business, with a real asset that can produce money and distributors for you every single day on autopilot which is based on the You Inc business model I shared with you in the previous video.

This business model is what allowed me to build the 2nd largest downline in my network marketing company, and make over $7,000,000 in the last 3 years from my home”…….MIKE DILLARD

VISIT MLM FORMULA TRAFFIC2 WEBSITE

Best Regards

SARIP AHMAD
Independance Marketing Consultant
WMI Consultant

REQUIRED READING FOR LEADERS WHO ARE TIRED OF THE TINY CHECKS AND DEAD DOWNLINES OF MLM

A Must Read For Anyone Wanting To Work From Home…

“The Coffee House Letter”

Why Networkers Are Throwing in the Towel on Downline Building, And Using a New Concept Called G.P.T. to Make More Money Than Ever

Location: Starbucks, 1:47 PM.
Subject: “The Painful Truth…”

If you’re looking to achieve financial freedom from home, specifically through a “MLM” or network marketing opportunity, you’re in for a rude awakening my friend.

If you’re already in that trench, fighting with every breath you’ve got for much less money than it’s worth, it’s not your fault… The times have changed.

What we’re about to share with you right now may anger some, but will help countless others.

You see, the industry is changing rapidly and the purpose of this “Coffee House Letter” is to warn you, or at least make you aware of some very unsettling insights that need your immediate attention if you plan to make more than $10,000/mo in from home in 2009 and beyond.

Whatever you do, read this document thoroughly. We took out every sentence that wasn’t relevant to keep the length as short as possible, so if it’s in these pages, consider it information that is absolutely vital.

Now we’re going to go ahead and assume that you’re either pursuing a home business of some kind right now, or that you have pursued one in the past. If you’re in neither group, then consider yourself extremely fortunate, as the information in this letter will save you years of blood, sweat, tears, and money.

So what’s going on?

Well, in a nutshell, the promises of old-school MLM and “life-long” residual income are all but dead for the average person. They have been cut down at the knees by an unlikely culprit whom I’ll reveal to you in a minute.

I know you’ve seen the symptoms. In fact, I guarantee they are plaguing your organization at this very moment… But what you might not understand or give proper respect to is the cause behind them.

My Questions to You Are These: 

Is your organization being depleted by constant attrition?

Is your downline full of complaining reps who need constant hand-holding?

Are you tired of working your tail off for a few hundred or few thousand dollars when you feel like you should be making ten times more for your efforts?

Sick of the “gotcha” comp plans that cut your check in half with the “get 3, who get 3, who get 3″, structure requirements?

I hear you friend… And You’re not the only one.

Right now, network marketing is in a struggle to find itself in a time where people leave as fast as they join, the cost to sign a new rep has sky-rocketed, and when “newer, bigger, and better” dominates the landscape which basically means…

Trying To Build A Downline In The Internet Age Is Like Trying To Fill A Leaking Bucket.

 You can get ahead of the curve for a while if you have the time, money, and energy, but it’s only a matter of time before it will drain dry.

Yes, it’s a brave new world for network marketers, but fear not…

In an industry where hype and the pre-launch have become the norm, a growing trend is quickly gaining popularity with professional networkers who are sick of the 3-ring circus MLM has become.

It’s A Concept Called G.P.T., And It’s Going To Play A Major Role In Networking From This Point Forward.

 No, G.P.T. is not a company. It’s not an opportunity, and it’s not a product or system of any kind.

It’s an answer. A solution to tiny checks, leaking downlines, and the “quick turn” mentality that has taken over MLM.

It will allow you to put tens-of-thousands of dollars of cash into your pocket in weeks and months… Not years. But the best part about G.P.T., is that you won’t even have to build a downline.

MLM as You Know it is DeaD And the Internet Killed It.

Network marketing has always been based on the idea of working for 3-5 years and building a life long residual income that you can will to your grandkids.

Sounds good…

And it may have been true at one time, but not today. Not anymore.

Now, now… I’m not insane.

I promise.

Let me show you what I mean by such a (true) statement…

Stand with me for a moment atop our private mountain, and look out over the entire network marketing industry…

It’s not pretty, but in one word here is what you’ll find:

Incest.

A finite group of people who are traded like cattle from one company to another every 9 to 12 months.

They were once called junkies, but the infection has spread to people above that description.

Network Marketing has become obsessed with “timing”, “pre-launches”, and “the next big thing”, but the cause behind that obsession is what truly scares me. I’ll explain why shortly, but all you need to realize is that…

Pandora’s Box has been opened and we will never be able to close it.

Why? What’s causing this gruesome condition?

The Answer Is Simple

The number of new people coming into MLM each year is now drastically out of proportion with the number of new company start ups.

Thousands of new MLM’s launch every year thanks to the internet. You can literally start your own company from your bedroom if you want.

But there are only so many people to go around.

Welcome to the world of the Pre-Launch. A company’s only chance to catch the attention of networkers, and steer them away from their current opportunity with the promise of “getting in on the ground floor.”

Before you know it, the game has started AGAIN. This time around a company that promises to be the biggest and best with their new patented Wonder Vitamin 2000 that will change the world.

Networkers inevitably flock to it by the ten’s of thousands trying to “get in on top”.

And if they don’t, it doesn’t matter because another shiny new MLM will launch in about 9-12 months, and when it does, and the music stops, the people at the bottom scramble to find their seat in the chain, destroying their old company from the bottom up in the process.

This has resulted in a vicious cat fight between these companies over a dwindling supply of warm bodies, complete with name calling, back-stabbing, and an endless supply of lawsuits.

Make no mistake about it… In network marketing, people are the commodity that is traded, and YOU are very valuable.

The “B-Zone” is Gone and Took Your Residual Income With It!

Before the internet, organizations and companies were protected by an information buffer zone which shielded them from this onslaught of people, opinions, competitors, and ads.

It’s this buffer zone that allowed relationships to be built, skills to be learned, and loyalties to be strengthened.

But the internet destroyed it in the blink of an eye.

It happens all the time…

You’re sitting pretty on top of a fairly large organization. You think you’ve finally found that “residual” pot of income gold at the end of the rainbow.

You’re making about $20,000 a month. You quit your job 5 months ago, bought a new house, that new sports car you’ve always wanted, and paid off all your debt.

Life is good…

Then one day, the company changes their compensation plan just a little bit.

One of your leaders is NOT happy about it. They decide to move to another company, and with one click of a mouse… With one single email to his list of a few thousand recipients upline, downline and side-line… He basically destroys dozens of people’s businesses, cutting their checks in half or even worse… Including yours.

The income you’re relying on to pay the mortgage, invest for retirement, and put your kids through school literally vanishes overnight.

If something similar to this scenario hasn’t happened to you yet… It will.

It’s a sobering thought when you realize that your lively-hood in an MLM business is completely dependent upon strangers you’ve never met.

You don’t know their long-term plans. You don’t know about their family problems, and you don’t know what they’ll do next, yet your check is dependent upon them and thousands of others just like them because you simply cannot earn a full-time living on your own personal efforts with an MLM compensation plan. It’s not designed for that.

This wasn’t a problem in the past, but it is today.

You see, the internet is a tool that allows communication at a level that has never been seen by the world before, where opinions, rumors, promotions, and advertisements can now spread across the globe faster than you can blink your eye.

Massive revenues can be gained or lost in days for a company with nothing more than a well placed negative opinion report on the search engines.

Downlines can be destroyed overnight by false rumors or leaders who jump ship.

Distributors have instant access to an endless supply of tools, systems, leaders, training, opinions, and sales pitches which continuously plant seeds of doubt, and distract them with promises of better, faster, and easier.

Competing ads can be flaunted on the very door-step of a company’s search engine results.

And There’s Nothing You Can Do About It.

The very moment your new distributor feels frustration… Feels trapped… Feels failure… He or she will instantly open up to the endless supply of alternatives filling their inboxes on a daily basis with the very thing that will cure their pain – and ‘poof’, they are gone.

There is no long-term commitment because networkers are only as loyal as his or her options, and thanks to the internet, their options are now endless and one click away.

If you’re a leader in the industry, you know exactly what I’m talking about and from this point forward, it’s never going to stop.

For better or worse, this is the new reality of network marketing.

How The Game Is Played Today:

The first and most critical observation to note is that the very economics of MLM are changing. The cost of sponsoring a new rep in the cold market continues to spiral upward, while the actual return and “life time value” of that rep continues to decline.

We are faced with the fact that…

Full page ads in an industry magazine that cost $500 eight years ago, now costs $3,000.

Email marketing is dead, and the ability to advertise in a massive, targeted, and affordable way died with it.

You will be forced to recruit everyday for the lifespan of your business just to combat the constant attrition that will plague your organization.

The all important practice of retailing has become taboo, putting 90%+ of the focus and attention of the business on recruiting instead of customer acquisition which is where the long-term, stable money is found.

The industry holds less and less appeal to the white collar business professional who has a hard time seeing how he/she’s going to quickly replace a six-figure income peddling vitamins and fruit juice.

Systematic team training has become next to impossible as new systems pop up from different leaders within the same company every 30 days, which promise to be the answer for the struggling newbie.

Instead of focusing on the development of personal skills and a single system, an “I’ll try this for a few weeks”, lottery mentality for lead sources, websites, and magical tools that will “build the business for you”, has taken over.

So What Now?

 Well that’s the million-dollar question isn’t it?

You know… I have to be honest. There is no right or wrong answer.

It really all depends on what you personally want out of your business, and if you’re willing to deal with the negatives that come with an MLM these days.

If you’d like to build a new business every 9-24 months… Hey… Go for it. There’s LOTS of money to be made quickly in MLM right now. It’s just not going to last anywhere near as long as it used to and you’ll probably find your business receding just as fast as it grew.

As for us, that kind of merry-go-round has no appeal because we’ve cut through the hype and come to a sobering conclusion…

It doesn’t matter what company you build in MLM. You’re going to face the same challenges we just mentioned above in all of them. The industry itself had changed, and you’re never going to find a single product or compensation plan that will fix it.

No…

I’m sorry to say, but the promise of life-long residual income is all but gone. There’s the rare 1 in 1000 exception, but as a whole, Network Marketing has turned into a 3-ring circus of “quick-turn” building driven by greed, hype, and fear of loss where only the true, incredibly skilled professionals can reliably make any significant amount of money.

We’re tired of the jumping, the attrition, the rumor control, the baby-sitting, having to explain why one opportunity is better than another. Dealing with prospects who think $300 to start a business is too much money… Seriously…

It’s just not worth our time, it’s not fun, and we know for a fact that a quickly growing list of industry professionals is coming to the same conclusion which is opening the door to the concept of G.P.T.

If You’d Like To Make More Money Faster Without The Financial Risks Of A Downline, G.P.T Is The Answer You’ve Been Waiting For.

 It’s actually been around a few years already, but G.P.T. is quickly becoming THE solution for the challenges facing network marketers in the internet age.

G.P.T. stands for: “Get Paid Today”, which is a concept that summarizes the growing change of focus in the MLM industry from a long-term residual income, to immediate leveraged income.

The Premise Of Get Paid Today Is Simple:

 If networkers are going to bounce around from program to program… If competing companies are going to advertise on your front door with a “better/cheaper” product, and if the cost of sponsoring a new rep continues to soar, then the answer is simple:

Get paid a year or more worth of residuals on Day One no matter what happens.

Look…

. In the age of the internet, distributors come and go like the wind, so Get Paid Today.

. “Bigger and better” opportunities launch every six months, taking a piece of your downline with it, so Get Paid Today.

. Money is worth more in your pocket today than it is next year, so Get Paid Today and invest that cash into real residual income streams outside the MLM circus like real-estate or the market.

. It costs more than ever to advertise and sponsor a new rep, so Get Paid a year or more of residual income Today, instead of waiting for the $5.00 commissions to roll in over months or years.

. Most networkers are only employee minded people pretending to be entrepreneurs, which means they’ll rarely do what it takes to be successful, so Get Paid Today for your time and training whether they build a business or not.

. White collar professionals aren’t interested in working 3-4 hours a night selling vitamins for a $500 – $1,000 check, so offer them a vehicle that they can Get Paid Today, and realistically make $10,000/mo within just 5 to 10 customers a month.

. Building a MLM that pays out $10,000 per month requires building a downline of thousands. Get Paid Today and make $10,000 with just 10 customers or less.

Do you see how profound this concept is in today’s MLM environment? How it solves all of the problems network marketers are facing?

This compressed and rapid flow of income also brings the dream of “working from home” to reality in a realistic manner for the average person.

G.P.T. Models Are Currently Found In “Top Tier” Opportunities.

We call them “Top Tier” because of the caliber of people they attract, and the high-level incomes they can produce compared to traditional MLM.

Most, (but not all), are characterized by a “Two-Up” compensation plan, a product or service that is retailed in the $1,500-$2,000 range, and pay out a $1,000+, up-front commission on the sale of that product or service.

One of the primary objections made by networkers against Get Paid Today, Top Tier programs is that there’s no residual income.

But Is That True?

 Well as this business model develops, residual income has been integrated into several compensation plans already, but there’s another angle that needs to be considered regardless of that…

When you make a $1,000 commission, it’s like you’re getting paid a year’s worth of residuals up front on Day One with a product purchase, whether the new rep goes on to build a business or not.

How large of an organization would you have to build in order to make $4,000/mo in a traditional MLM?

500? 700? 1,500? 2,500?

Pick a number and then double it because 50% of your people will cancel their product orders within 3 months.

What will you do when, (not if), one of your leaders walks out for another deal and takes half your team with them overnight?

We all know darn well that only 1 in 500+ will ever go on to build a team of over 500 reps, yet we’re all selling an “easy way to work part-time and replace your full-time job”.

B.S.

You know it. I know it.

How many customers would you need in a Top Tier program to make $4,000/mo…?

Drum roll please………… 4.

One customer a week to make an extra $48,000 a year, and that doesn’t even figure in the leverage of the actual compensation plan which can multiply that number by a factor of 10 or $480,000 per year with just 1 new customer per week. (We’ll actually show you these numbers in detail in just a few minutes).

That my friends, is an honest sell when you offer to provide someone with a vehicle to replace their income.

The bottom line is that in today’s MLM environment, you must make enough from your personal activity to justify your time and involvement, because you’ll just continue to spend more money than you make if you don’t.

That leads us to another important consideration when it comes to “residual income”

Get Paid Today Because That Money Is Worth More Today.

Consider this for a moment…

Let’s say that you work your tail off for a year and build up an MLM business that paid you an average of $3,000 a month residually for the next 3 years. That’s a total payout of $108,000 paid out over 3 years. This will never happen because you’ll experience attrition and that check will shrink each month, but we’ll go ahead and stick with that number anyway to keep things simple.

So $3,000/mo for 3 years… Not bad, but is that really the smartest route to go?

Or would it be better to work a business that paid out all $108,000 in the first 12 months without the “residual”?

I think so…

Why? Because that money is worth more today than it will be in 3 years.

Now you can take that $108,000 and invest it in REAL, long-term residual assets like real-estate, mutual-funds, stocks, etc…

I’d rather have $108,000 invested into real-estate or a mutual fund than siphon off $3,000 a month for 3 years (especially when I know that money can disappear over night if one of my leaders jumps ship).

Heck, if you want the “illusion” of residual income, take the $108,000 made in 12 months, put it into a money market account, and then instruct your bank to transfer $3,000 of it into your checking account each month.

No disappearing downline or dipping sales volume to worry about, and at least you can make some interest on it for a few years.

Get Paid Today. Why wait on $5 Mickey Mouse commissions to drip in when you have no idea how long it will last? Get a year or more of that money up front on Day One, and then do some real damage with it outside MLM.

Which Costs More: A Top Tier Opportunity, Or Traditional MLM?

The second common objection to Top Tier programs is the start-up costs are “too high”.

Actually, they are much less expensive than a traditional supplement based MLM. The average start-up cost and monthly auto-ship order for a traditional MLM is about $200. That comes out to $2,500+ a year when you factor in taxes and shipping.

A Top Tier program is usually a one time expense. One time, and you’re done.

By the time you hit your third year in traditional MLM, you’ve spent over $7,500 on vitamins you could have purchased for 70% less at a local store!

Holy smokes! So if you’ve been in MLM about seven years now, you’ve spent over $17,500 on products! Ouch!

Yet, your total cost for a Top Tier after seven years would have never gone passed the average $1,500 cost of the product or service.

But, we’re not done yet…

There is another benefit to Top Tier programs. It’s not very obvious at first, but something you will come to appreciate if you don’t already…

Work With Experienced Peers And Keep Your Business FUN!

Are you at a point in your MLM career where you just feel burnt out working with people who are brand new to the industry? The one’s who “claim” they want to be financially free but as soon as you mention the start-up cost they start making excuses?

Has your downline turned into a massive pool of people who blame you for the fact that they bought a website and some product but aren’t rich yet?

Or has the FUN been stripped from your work at home dreams because all you do is spend your time dealing with whiners, complainers, and excuse makers for much less money than it’s worth?

Well One Perk Of A Top Tier Opportunity, Is That It Attracts Top Tier People.

Who you work with is completely up to you, so work with the highest caliber of people possible:

Peers! Professionals! Do’ers! People who make things happen, not excuses.

It makes all the difference in the world when you get to spend your time recruiting and working with people who are just like you. They love this industry, and they don’t need any convincing.

They already know an investment is required and have no problem with it because they are true entrepreneurs.

Top Tier opportunities attract this type of person because the initial start-up cost scares away the time-wasting, tire-kickers faster than you can blink an eye!

Wouldn’t you like to just work with experienced entrepreneurs? People who don’t whine, complain, constantly make excuses, or need you to hold their hand 24/7?

Peers who speak and build with self confidence.

People who don’t “need” money or want you to “save” them, but people who have a track record of success and who want a better vehicle to invest their time, money, and efforts into?

With Top Tier opportunities, you don’t have to work with thousands or tens-of-thousands to make incredible money.

You only need to work with a handful.

Top Tier Opportunities Pay Out Serious Incomes, So They Attract People Who Like To Make Serious Money

We’ll assume that you’re an experienced networker who knows what they’re doing.

You know how to advertise. You have good communication and phone skills. You work diligently on your business everyday, and you’re a leader to your team…

And how’s it working out so far?

$50,000/mo checks showing up yet? Do you have the new Mercedes in the drive way? Are you flying First Class and sleeping 5-Star? Do you take a cab from the airport to the company convention or a helicopter?

Probably not, and it’s not because you aren’t capable or deserving of that kind of success. It’s just that you’re working a 2nd tier opportunity that pays out less money for the same amount of work, and attracts people whose goal is to earn $300 – $5,000 a month… Not $30,000 to $100,000 per month.

We all have the same number of hours in a day so why not use them in a business that pays out BIG instead of small when it doesn’t require any more time or effort?

You become as successful as the people you surround yourself with, so why not work with people who truly live lives of luxury instead of people who drive around in mini-vans with “Lose Weight Now, Ask Me How” stickers on the window?

I don’t know about you, but my partners and I got into this industry to earn a massive and stable income, yet we’re faced with the fact that traditional MLM just isn’t the opportunity it used to be.

So If this G.P.T. model makes sense to you..PLEASE REGISTER HERE

…THE “Insider Secret” As To Why 97% Of Home Based Entrepreneurs Struggle And Fail Miserably (not known by many)…